MILWAUKEE (AP) -- A new report shows 11 percent of home loans in Wisconsin were in foreclosure or delinquent at the end of September.

That record level is expected to continue to rise as unemployment continues.

The Mortgage Bankers Association says the state is doing better than the nation as a whole. Across the country 14 percent of home loans are delinquent or in foreclosure.

Association chief economist Jay Brinkmann tells the Milwaukee Journal Sentinel that the delinquency and foreclosure rates will continue to get worse before they improve because the unemployment rate isn't expected to get better until sometime next year.